Karat — Recipient Payment

Inbox › Universe Creator Studio sent you a payment

From: admin@trykarat.com

To: mina@gmail.com

Karat

Hi Mina,

Universe Creator Studio sent you

$2,800.00

March TikTok partnership

To claim your payment, you'll need to complete a quick setup — add your tax information and choose how you'd like to receive your money.

It only takes a couple of minutes. Your money will be on its way as soon as you're done.

$2,800.00 from Universe Creator Studio is waiting for you.

Create your account

Set up your Karat account to receive this payment and future ones.

First name *

Last name *

Email

Password *

I agree to Karat's Terms of Service and Privacy Policy

Already have an account? Sign in

Complete tax information

We're required by U.S. tax law to collect your tax information to:

Report income to the IRS
Issue tax forms (such as W-8, W-9, or 1099)

What is your entity type?

Individual Entity

Where is your country of residency?

United States Other

Complete tax information

We're required by U.S. tax law to collect your tax information to:

Report income to the IRS
Issue tax forms (such as W-8, W-9, or 1099)

Name of beneficial owner *

Country of citizenship *

Date of birth *

Permanent residence address *

City or town *

State or Province

Postal code

Country of residence *

My mailing address is the same as the above.

Tax ID type *

Foreign tax ID US tax ID None Not legally required

Foreign Tax ID Number *

Confirm tax information

Beneficial Owner Information

Legal Name Mina Le

Country of citizenship United Kingdom

Date of birth 21/06/1998

Country of residence United Kingdom

Foreign Tax ID AA123456A

Certification (required) *

By checking this box and signing below, I certify under penalty of perjury that: I am the beneficial owner of the income, the information on this form is correct and complete, and I am not a U.S. person (as defined by the IRS).

Electronic signature *

I agree the above information is true, complete, and correct. I authorize Karat to generate and file tax forms on my behalf, and agree to receive them electronically.

Full legal name (as signature) *

Date signed: Apr 08, 2026

Complete tax information

We're required by U.S. tax law to collect your tax information to:

Report income to the IRS
Issue tax forms (such as W-8, W-9, or 1099)

Tax payer identification information

Legal first name *

Legal last name *

Date of birth *

Tax classification *

SSN number *

We collect your SSN to verify your identity, prevent fraud, and comply with government regulations.

Personal address

Street address *

Apt/Suite no.

City *

State *

ZIP code *

Country *

Complete tax information

We're required by U.S. tax law to collect your tax information to:

Report income to the IRS
Issue tax forms (such as W-8, W-9, or 1099)

Business information

How many people work for your business? *

How much money did you make last year? *

Business vertical *

Business address

This is the physical address where your business operates in

We can't accept P.O. boxes or PMB

Use my personal address

Confirm tax information

Taxpayer Identification Information

Legal Name Mina Le

Date of birth 11/02/2001

Tax classification Individual/Sole proprietor

SSN ••• •• 3456

Taxpayer address

Country United States of America

Address 12 Market Street APT 5

City San Francisco

State CA

Zip code 94117

Certification (required) *

By checking this box and typing my name below, I certify, under penalties of perjury, that:

The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and
I am not subject to backup withholding because: I am exempt from backup withholding, or I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all interest or dividends, or the IRS has notified me that I am no longer subject to backup withholding, and
I am a U.S. citizen or other U.S. person (as defined by the IRS), and
The FATCA code(s) entered on the form (if any) indicating that I am exempt from FATCA reporting is correct.

Signature of U.S. person (electronic) *

I agree the above information is true, complete, and correct. I authorize Karat to generate and file tax forms (e.g. 1099) on my behalf, and agree to receive them electronically.

Full legal name (as signature) *

Date signed: Apr 08, 2026

Choose how you want to get paid

Select your preferred payout method. You can always change this in settings.

Karat banking

Instant No fee

US bank transfer

1-3 business days · $0.50 fee

International bank transfer

Usually instant · $3 + 1-3.5% fee · FX applies

International wire

3-5 business days · $40 fee

PayPal transfer

3-5 business days · $1 + 1% fee

Crypto transfer

Usually instant · $3 + 3% fee · Gas fee applies

Enter bank details

Link your US bank account to receive this payment and future ones.

Manually input account information

Enter routing and account numbers

›

Link a bank through Plaid

Securely connect with your online banking

›

US bank transfer

Enter your checking or savings account details. This will be your default payout account.

Account holder name *

Account type *

Routing number *

Account number *

Confirm account number *

Confirm default payment method

March TikTok partnership

You'll receive

$2,799.50 USD

Original amount$2,800.00 USD

Transfer fee-$0.50 USD

Transfer from Universe Creator Studio

Transfer to Chase Checking •• 4421

Transfer type US bank transfer

Funds availability 1-3 business days

By clicking "Accept payment", I authorize the transfer as set forth above, subject to these Terms.

Karat

Main

Banking ›

Payments NEW

Bookkeeping ›

Credit Card ›

Perks

Other

Settings

Concierge

ML

Mina Le

⇅

Tax information See more

Legal Name Mina Le

Date of birth 11/02/2001

Tax classification Individual/Sole proprietor

SSN •••• •• - 3456

Payment method See more

Recipient account Karat checking •••• 5678

Transfer type ACH transfer

Fee $0.00

Funds availability Immediately upon approval

Payments

Date

Description

Amount

Type

Status

Apr 08, 2026

March TikTok partnership

Universe Creator Studio

$2,800.00

ACH

Pending

›

Enter bank details

Bank country/region *

Account currency *

Recipient type *

Individual Business

Transfer method

Faster payment

0-1 business day

CHAPS

Same day

SWIFT

0-1 business day

Page 1 of 2

Enter bank details

Bank country/region

Account currency

Recipient type

Individual Business

Faster payment

0-1 business day

Sort code *

Account number *

Account holder name *

Enter the account holder's full name as registered with the bank.

Nickname (Optional)

Email address (Optional)

Confirm default payment method

March TikTok partnership

You'll receive

£2,164.51 GBP

Original amount$2,800.00 USD

Transfer fee-$28.00 USD

Converted to£2,164.51 GBP

Exchange rate1 USD = 0.7786 GBP

Transfer from Universe Creator Studio

Transfer to Barclays Bank UK •••• 5678

Transfer type Faster payments

Funds availability 0-1 business day

By clicking "Accept payment", I authorize the transfer as set forth above, subject to these Terms.

Karat uses Plaid to connect your account

Quickly and securely link your bank account in seconds.

Bank-level security — Your credentials are never shared with Karat

10,000+ institutions — Works with most banks and credit unions

Takes under a minute — Just enter your online banking credentials

Confirm payment method

This is the account your payment will be sent to. You can change this in settings at any time.

Chase Checking

•••• 4421

Connected

Transfer type US bank transfer (ACH)

Fee $0.50

Funds availability 1-3 business days

Linked securely via Plaid. Your banking credentials were never shared with Karat.

Enter wire transfer details

International wire transfers typically take 3-5 business days with a $40 fee.

Bank country/region *

Account currency *

Account holder name *

IBAN *

SWIFT / BIC code *

A $40 wire fee will be deducted from this payment. Exchange rates apply.

Confirm default payment method

March TikTok partnership

You'll receive

£2,131.00 GBP

Original amount$2,800.00 USD

Wire fee-$40.00 USD

Converted to£2,131.00 GBP

Exchange rate1 USD = 0.7789 GBP

Transfer from Universe Creator Studio

Transfer to Barclays Bank UK •••• 9911

Transfer type SWIFT Wire

Funds availability 3-5 business days

By clicking "Accept payment", I authorize the transfer as set forth above, subject to these Terms.

Enter your PayPal email

We'll send your $2,800.00 payment to the PayPal account linked to this email.

PayPal email address *

This must match the email on your PayPal account.

Confirm default payment method

March TikTok partnership

You'll receive

$2,771.00 USD

Original amount$2,800.00 USD

Transfer fee-$29.00 USD

PayPal may apply currency conversion based on your account settings.

Transfer from Universe Creator Studio

Transfer to mina@gmail.com

Transfer type PayPal

Funds availability 3-5 business days

By clicking "Accept payment", I authorize the transfer as set forth above, subject to these Terms.

Choose cryptocurrency

Select the cryptocurrency you'd like to receive.

USDT

Tether

USDC

USD Coin

Enter wallet address

USDC

USD Coin

Select network *

Wallet address *

Please double check the address and network. We are not responsible for incorrect transfers.

Confirm default payment method

March TikTok partnership

You'll receive

2,697.00 USDC

USDC

Original amount$2,800.00 USD

Platform transfer fee-$98.00 USD

Converted to2,702.00 USDC

Exchange rate1 USD = 1 USDC

Estimated network fee-5.00 USDC

The final amount may vary slightly based on network conditions.

Transfer to 0x7f3A•••AbCd

Network Ethereum (ERC-20)

Funds availability Typically instant

By clicking "Accept payment", I authorize the crypto transfer as set forth above, subject to these Terms.

Karat banking

March TikTok partnership

$2,800.00

Instant · No fee

Transfer from Universe Creator Studio

Transfer to Karat banking · Mina Le

Transfer type Instant

Fee No fee

Funds availability Instant