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Universe Creator Studio
AJ

Payments

Checking balance
$152,283.00
Cleared payments
$152,283.00
Pending payments
$0.00
Payments
Recipients
All recipients ✓
Elias Smith
Logan Thompson
Mistuhara Aiko
Craig Curtis
BrennanTV
All time ✓
Last 7 days
Last 30 days
Last 90 days
Any amount ✓
Under $1,000
$1,000 – $5,000
Over $5,000
DateNameEmailDescription AmountStatus
Feb 02, 2026Elias Smith elias@gmail.com Blog post commission $4,203.95 Completed ›
Feb 02, 2026 The Daily Podcast
Logan Thompson
 logan@podcast.com Blog post commission $980.95 Completed ›
Feb 02, 2026Mistuhara Aiko mistuhara.aiko@gmail.c... Blog post commission $4,203.95 Completed ›
Feb 02, 2026Craig Curtis craig.curtis@gmail.com Blog post commission $4,203.95 Completed ›
Jan 22, 2026 BrennanTV
Brennan Lee
 brennan.lee@gmail.com BetterHealth brand deal $980.95 Completed ›
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Payments settings

Payment methods
Choose which rails are available to your recipients and who pays the transfer fee.
Method
Settlement
Fee per transfer
Who pays the fee
Status
ACH transfer
US bank transfer
1-3 business days
$0.50
On
SWIFT wire transfer
Covers 200+ countries
3-5 business days
$40 fee
On
PayPal
Popular in US and globally
1-3 business days
$1 + 1% (US)
$3 + 1% (global)
Off
Crypto
Popular in US and globally
Usually instant
$3 + 3% fee i
Off
International bank transfer
Global transfer with local banks
Usually instant
$3 + 1-3.5% fee
Off
Your payment account
Karat banking
Primary Checking •••• 5555
1
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2
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AS

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#
Recipient
Description
Amount
Recipients: 0
Transfer from: Karat checking - 1812
Balance: $152,283.00
Total
$0.00
1
Upload CSV
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2
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AS

Upload CSV

CSV
Choose a file or drag & drop it here.
We support .CSV and .XLS files.
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2
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3
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AS

Review new recipients

1 new recipient found in your CSV. Set tax form preferences before continuing.
New recipient
Tax form collection
Mina Le
mina@gmail.com
From your CSV: March TikTok partnership · $2,800.00
Collect tax form
Do not collect
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2
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AS

Confirm payment details

#
Recipient
Description
Amount
Recipients: 1
Transfer from: Karat checking - 1812
Balance: $52,000.00
Total:
$0.00
Enter payment details
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Confirm payment details
AS

Payment in progress

Your payment request(s) have been sent. Please check your dashboard for payment updates.
#
Recipient
Description
Amount
Recipients: 1
Transfer from: Karat checking - 1812
Balance: $52,000.00
Total:
$0.00